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Read the calendar to stay up to date with upcoming ABA submissions.
Personal Insolvency Consultation Submission
9 August 2024 Private
ABA’s submission to the Personal Insolvency Consultation and Minimal Asset Procedure.
Download PDFHelp to Buy Scheme program directions
8 July 2024 Private
The Australian Banking Association welcomes the opportunity to provide feedback on the Help to Buy Scheme program directions (directions). Home ownership remains an important financial and lifestyle goal for many Australians and policies that facilitate affordable and sustainable home ownership should remain at the center of Australia’s housing policy agenda. The ABA notes the purpose of the Help to Buy Scheme is to improve housing outcomes for eligible Australians by reducing the upfront deposit hurdle and ongoing mortgage repayments associated with purchasing a home. However, several policy design elements may make it more difficult for consumers to access or be eligible for the Help to Buy scheme, such as income caps and property price thresholds. The ABA provides its feedback on these aspects of the directions.
Download PDF240531 – APRA HPE consultation response
3 June 2024 Private
Feedback on APRA’s proposed HPE, compiled in consultation with ISDA
Download PDFPrudential Framework Minor Updates
6 May 2024 Private
Response to APRA consultation on changes to APS 330, APG 210 and treatment of General and Specific Provisions in APS 111, APS 220 and APS 330.
Download PDFSubmission on the Property Law Regulation 2024
28 March 2024 Private
The ABA strongly recommends the Queensland Government adopt mandatory disclosure of past flood and bushfire events in the proposed disclosure statement, and engage with State Governments, such as NSW and Victoria, where such disclosures are required, to overcome practical and legal challenges identified in the consultation paper on the Property Law Regulation 2024.
Download PDFABA Submission on BCBS Climate Disclosure Framework
28 March 2024 Private
The ABA and its members do not support the development of a separate Pillar 3 framework for climate-related risks. Instead, we believe that climate risks should be reported on through existing prudential categories such as credit risk or market risk.
Download PDFARS 117: Interest Rate Risk in the Banking Book
13 March 2024 Private
Submission on consultation for ARS 117.0 and ARS 117.1.
Download PDFRevisions to framework on Interest Rate Risk in the Banking Book
13 March 2024 Private
Submission in response to APRA consultation on changes to APS 117.
Download PDFADI Capital Reforms: Minor Updates
13 March 2024 Private
Submission in response to APRA’s consultation on minor updates to the capital framework announced in December 2023.
Download PDF231201 – Sustainable Finance Strategy – ABA Submission to the Treasury Consultation
4 March 2024 Private
ABA submission to the 2023 Treasury Sustainable Finance Strategy Consultation. This version of the upload fixes an issue in the PDF.
Download PDF240301 – Submission to AASB – ASRS Exposure Draft
4 March 2024 Private
ABA submission to the AASB consultation on Exposure Draft Sustainability Reporting Standards.
Download PDFTargeted changes to ADI liquidity and capital standards
20 February 2024 Private
Submission on proposed APRA targeted changes that would primarily affect ADIs on the Minimum Liquidity Holdings (MLH) regime.
Download PDF240209 – Climate-related financial disclosure – Treasury Exposure Draft Legislation
16 February 2024 Private
Notwithstanding our broad support for the regime, there are critical areas in the exposure draft that need to be addressed for the regime to operate successfully. Our submission makes recommendations in three key areas – the modified liability regime, consolidated reporting, and reporting location.
Download PDFWinding down Australia’s cheques system
13 February 2024 Private
ABA strongly supports the Government’s proposal to wind down Australia’s cheques system. The ABA also welcomes the Government’s engagement with the banking industry and the broader community on this plan.
Download PDFAmendments to the Electronic Conveyancing National Law
12 February 2024 Private
The ABA supports in principle the inclusion of compliance powers in the Electronic Conveyancing National Law (ECNL). However, the ABA considers it critical that the Australian Registrars National Electronic Conveyancing Council (ARNECC) is constituted with the appropriate understanding of the technical and operational details of interoperability, including financial settlement, to enforce its proposed new powers under the ECNL. It is fundamental that ARNECC or another appropriate body be equipped with the required expertise to oversee the compliance scheme beyond the scope of the registration and lodgement of title documents, and for the benefit of all participants in eConveyancing. Failure to do so has the potential to significantly impact on subscribers’ ability to confidently undertake eConveyancing transactions.
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