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Read the calendar to stay up to date with upcoming ABA submissions.
IPART eConveyancing Review – ABA submission
3 October 2025 Private
ABA submission to IPART.
Download PDFInquiry into competition reforms in electronic conveyancing
3 October 2025 Private
ABA Submission to the NSW Legislative Council Inquiry into eConveyancing.
Download PDFSubmission to APRA on Removing AT1 Capital
23 September 2025 Private
ABA submission on APRA’s proposed amendments to prudential standards giving effect to the phasing out of Additional Tier 1 capital instruments from the prudential framework.
Download PDFABA Submission on APRA Governance Discussion Paper
11 June 2025 Private
Submission outlining ABA response to APRA’s Discussion Paper including eight proposals for strengthening governance.
Download PDFABA Submission on Clarifying the Treatment of HELP Debt Obligations
20 March 2025 Private
ABA Submission largely in support of the proposed APRA changes, though with some suggestions to improve implementation.
Download PDFABA Submission to CFR Review into Small and Medium-sized Banks
10 February 2025 Private
The Review must ensure that Australia’s small and medium-sized banks are supported by appropriate regulatory settings that allow them to thrive and do not reduce their ability to compete and succeed.
Download PDFAPRA Discussion Paper – A More Effective Capital Framework For A Crisis
11 November 2024 Private
A response to the second APRA Discussion paper on AT1 Capital.
Download PDFPrudential Framework Minor Updates
31 October 2024 Private
We note and welcome the proposed change to Attachment A Paragraph 5 of APS 110 Capital Adequacy regarding the transition arrangement for market risk capital.
Download PDFDDO / Minor Updates to RG274
27 August 2024
The ABA responds to minor updates proposed by ASIC to RG274: Design and Distribution Obligations
View PageStatutory Review of the Meetings and Documents Amendments
19 August 2024 Private
Banks continue to strongly support measures to allow companies and registered schemes to fulfil their legal obligations to hold meetings and execute documents using electronic means under the Corporations Act 2001 (Cth). The ABA makes four key recommendations in this submission.
Download PDFIndependent Review of Australia’s Credit Reporting Framework
19 August 2024 Private
The ABA continues to support Australia’s credit reporting framework, which has benefits for both consumers seeking to build creditworthiness and providers of credit information in supporting a more comprehensive assessment of credit applications. The ABA makes 16 recommendations to the Review to improve the effectiveness of the Framework and support its expansion to all Buy Now Pay Later providers, pay day lenders, and consumer auto loans, on a mandatory basis.
Download PDFInquiry into insurers’ responses to 2022 major floods claims
19 August 2024 Private
Banks play an active role to support customers during natural disasters. ABA’s submission is made in two parts, first, outlining banks’ active support of customers during natural disasters and second, responding to the questions in respect to impacts of insurance unaffordability put to the ABA.
Download PDFResponsible Lending Obligations small business exemption
19 August 2024 Private
The ABA strongly supports extension of the exemption for a period of a further two years to 3 October 2026 and requests the Treasury explore making the exemption permanent to ensure certainty and reduce regulatory restrictions and barriers for small businesses seeking access to credit.
Download PDFPersonal Insolvency Consultation Submission
9 August 2024 Private
ABA’s submission to the Personal Insolvency Consultation and Minimal Asset Procedure.
Download PDFHelp to Buy Scheme program directions
8 July 2024 Private
The Australian Banking Association welcomes the opportunity to provide feedback on the Help to Buy Scheme program directions (directions). Home ownership remains an important financial and lifestyle goal for many Australians and policies that facilitate affordable and sustainable home ownership should remain at the center of Australia’s housing policy agenda. The ABA notes the purpose of the Help to Buy Scheme is to improve housing outcomes for eligible Australians by reducing the upfront deposit hurdle and ongoing mortgage repayments associated with purchasing a home. However, several policy design elements may make it more difficult for consumers to access or be eligible for the Help to Buy scheme, such as income caps and property price thresholds. The ABA provides its feedback on these aspects of the directions.
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