- Members Portal
- ABA Website
APRA: ADI statistics March 2022 – 30.3% net profit rise
14 June 2022
The Australian Prudential Regulation Authority (APRA) has released the Quarterly Authorised Deposit-taking Institution (ADI) Performance and the Quarterly ADI Property Exposures publications for the quarter ending 31 March 2022.
The ADI industry remained strong in the March 2022 quarter. Industry net profit improved over the past year, up $8.9 billion, to be in line with pre-pandemic levels. This is partly driven by the release of provisions raised during the earlier stages of the pandemic. Charges for bad or doubtful debts were down $6.0 billion over the year. ADIs’ capital and liquidity positions are strong and remain above pre-pandemic levels.
Key statistics for ADIs for the March 2022 quarter were:
| March 2021 | March 2022 | Year on Year Change | |
Net profit after tax (year-end) | $29.4 billion | $38.3 billion | +30.3% |
Total assets | $5,206.8 billion | $5,757.7 billion | +10.6% |
| Total capital base | $378.1 billion | $387.6 billion | +2.5% |
| Total risk-weighted assets | $2,073.9 billion | $2,248.1 billion | +8.4% |
| Total capital ratio | 18.2% | 17.2% | -1.0 percentage points |
| Minimum liquidity holdings ratio | 19.7% | 18.5% | -1.1 percentage points |
| Liquidity coverage ratio | 131.1% | 137.4% | +6.3 percentage points |
Latest news
Key News: “The Cash Distribution Framework is an important piece of regulatory reform to ensure the continued availability of cash given the decline in its usage and recent uncertainties across the sector.” ABA CEO Simon Birmingham. Media release, 3 September 2026. Media & Communications Update: Political Update: Economic Update: Regulatory Update Upcoming Submissions Selected Media… Read more »
Key News: “You might just think it’s harmless letting somebody access your bank account and getting a few hundred bucks in return, but these are crime syndicates, these are money launderers. You may well be helping to scam a vulnerable Australian out of their life savings.” ABA CEO Simon Birmingham. Interview with 2SM’s Tim Webster,… Read more »
Key News: “Every dollar of bank profits that gets reinvested into bank capital, generates on the analysis we showed this week, $4.70 of economic activity across the Australian economy.” ABA CEO Simon Birmingham. Interview with Ross Greenwood, 21 June. Media & Communications Update: Political Update: Economic Update: Regulatory Update Upcoming Submissions Selected Media Warm regards,The… Read more »